ABOUT
ABOUT
ABOUT
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Services
Services
Life is constantly changing and making financial decisions can be overwhelming. We provide an approachable and trustworthy relationship where you can get information, ask questions and make the best decisions for your financial future.
Initial Consult – Financial Planning
Are you looking for a new advisor or a second opinion on your current situation? We offer a free 30-minute consultation to allow for introductions, a high level review of your current situation and time for questions on where to go from here.
Book your free Initial Consult with Kristi
Investment Planning
A sound investment strategy will help you achieve your short and long-term financial objectives. With an understanding of your risk tolerance and time horizon, we will create a diverse portfolio that supports your short and long-term financial goals. We provide educated advice and expertise in solutions such as:
• Asset Allocation
• Tax Efficient Investments
• Fee Analysis
• Continuous Monitoring and Rebalancing
Insurance Planning
Establishing a layer of security for yourself and your loved ones offers invaluable peace of mind. This can apply to protecting your income or a larges asset, the transition of assets through your estate or ensuring you are covered for a family holiday.
I provide advisory services for a full suite of insurance products including the following:
• Income and Asset Protection
• Family Protection
• Travel Insurance
• Estate Insurance
Retirement Planning
This is a time of significant transitions, and I can provide clarity with a customized and strategic plan. I can help you get your retirement house in order and guide your financial strategy to ensure you have the retirement income you need when you need it.
• Retirement Income Projection and Analysis
• Pension Evaluation
• TFSA or RRSP
• CPP and OAS Analysis
Estate Planning
Regardless of your marital status or net worth, it is important to review the various components of your estate. We will ensure your financial obligations are met, beneficiaries are provided for, and tax implications are minimized.
• Beneficiary and Inheritance Planning
• Will & POA
• Gifting to Children
• Charitable Donations
Tax Planning
A thorough understanding of personal taxation is crucial for financial success. Our expertise will ensure you are well prepared to take advantage of tax efficiencies to grow, protect and maintain your assets
• Investment Efficiencies
• Tax Deferral vs. Tax Avoidance
• Pension Tax Credits
• Income Splitting
